Forgive us if we confuse this with a traditional biker jacket, but the latest addition to the Water Off A Duck’s Back collection, the Tessa, is styled to work as well off the bike as on. Available in black or red and beautifully tailored for use on either a road bike or an upright bike, it’s waterproof and breathable, and has reflective black trim on the hem and cuffs, as well as reflective material on the underside of the collar. Flick it up when you’re cycling to be seen, fold it down when off the bike and blend into the crowd as just another stylish woman in a biker jacket.

Price: £155, available from Water Off A Ducks Back.