Jamis have a bit of a reputation for putting together good quality, cheap steeds, and we’re impressed with the Jamis Commuter 3 Femme 2015 Women’s Hybrid Bike. A great choice for the maintenance-fearing commuter, this model comes with Shimano Nexus hub gearing – where the mechanism is not exposed to the elements – instead of more common derailleur gears.

How to: Get the best women’s urban commuter bike for your budget

It also comes with a rack and all-important mud guards. It’s one of simplest, no-nonsense commuter bikes we’ve seen in this price-range.

And if you still feel like £400 is a bit much, it’s also worth checking out the cheaper Jamis Commuter 2.

Buy the Jamis Commuter 3 Femme 2015 Women’s Hybrid Bike from Evans Cycles – currently reduced to £400.