In the year from July 2013 to June 2014, 376,000 bicycles were stolen in England and Wales. That figure is enough to get anyone thinking about bike insurance, but it tends to be quite a difficult arena to research thoroughly. The discrepensies between bike-specific policies and home insurance policies can be huge, and because of all the variables, there’s no far-enough-reaching price comparison websites.

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So here, we’ve tried to put together some tips and advice for a wide range of cyclists. We definitely haven’t covered all the different factors that might effect your quote, but we’ve tried to consider a number of different circumstances in order to give you a well-rounded view of the policies available.